:root{
  --navy:#071b35;
  --navy-2:#0d2748;
  --gold:#b77a35;
  --gold-soft:#c89355;
  --ink:#101d31;
  --slate:#445164;
  --paper:#fbfaf8;
  --cream:#f7f3ed;
  --line:#d9dde2;
  --white:#fff;
  --max:1560px;
  --body:15.33px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:var(--white);
  font-family:"Segoe UI",SegoeUI,Arial,sans-serif;
  font-size:var(--body);
  line-height:1.48;
}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 64px));margin-inline:auto}
.site-header{
  position:sticky;top:0;z-index:100;
  background:var(--navy);
  color:var(--white);
  border-bottom:1px solid rgba(255,255,255,.1);
}
.nav-row{height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:15px;text-decoration:none;min-width:max-content}
.brand-ifcg{
  font-family:Georgia,"Times New Roman",serif;
  font-size:44px;line-height:1;letter-spacing:.035em;
}
.brand-divider{height:38px;width:1px;background:var(--gold)}
.brand-full{
  font-size:12px;line-height:1.15;text-transform:uppercase;
  letter-spacing:.14em;font-weight:600;
}
.nav{display:flex;align-items:center;gap:32px;font-size:13px;font-weight:600;letter-spacing:.02em}
.nav a{text-decoration:none;white-space:nowrap}
.nav a:hover,.nav a.active{color:#e0b178}
.nav-cta{
  margin-left:4px;background:var(--gold);padding:12px 18px;
  color:#fff!important;
}
.nav-toggle{display:none;color:#fff;border:1px solid rgba(255,255,255,.35);background:none;padding:9px 12px;font:inherit}
.hero{
  position:relative;
  min-height:230px;
  background:url("assets/singapore-panorama.jpg") center center/cover no-repeat;
  display:flex;align-items:flex-start;
}
.hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(255,255,255,.88) 0%,rgba(255,255,255,.52) 24%,rgba(255,255,255,.06) 52%,rgba(255,255,255,0) 100%);
}
.hero-inner{position:relative;z-index:1;padding:37px 0 40px}
.hero h1{
  font-family:Georgia,"Times New Roman",serif;
  font-weight:400;letter-spacing:-.025em;
  line-height:1.08;font-size:clamp(41px,4vw,62px);
  margin:0;color:var(--navy);
}
.hero h1 em{display:block;color:var(--gold);font-weight:400}
.gold-rule{height:2px;width:46px;background:var(--gold);margin-top:20px}
.section{padding:30px 0;border-bottom:1px solid var(--line)}
.section-title{
  font-family:Georgia,"Times New Roman",serif;
  font-size:27px;line-height:1.1;margin:0;color:var(--navy);
  font-weight:500;letter-spacing:.01em;
}
.why-grid{display:grid;grid-template-columns:180px 1fr;gap:46px;align-items:start}
.why-grid .section-title{padding-top:3px}
.copy{
  margin:0;
  font-size:var(--body);
  line-height:1.55;
  color:var(--ink);
  text-align:justify;
  text-justify:inter-word;
}
.copy strong{font-weight:650}
.independence{
  background:var(--navy);color:#fff;text-align:center;
  padding:18px 0 17px;
}
.independence h2{
  font-family:Georgia,"Times New Roman",serif;
  font-size:30px;font-weight:500;line-height:1.15;margin:0 0 5px;
}
.independence p{margin:0;font-size:15px;color:#f1f4f7}
.audience{padding:22px 0 25px;background:#fff}
.center-head{text-align:center;margin-bottom:16px}
.center-head h2{
  margin:0;font-family:Georgia,"Times New Roman",serif;
  font-size:27px;font-weight:500;color:var(--navy);
}
.center-head p{
  margin:5px 0 0;color:var(--gold);font-family:Georgia,"Times New Roman",serif;
  font-style:italic;font-size:14px;
}
.audience-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid transparent}
.audience-card{padding:10px 30px 8px;border-right:1px solid var(--line);min-height:150px}
.audience-card:last-child{border-right:0}
.icon{
  width:44px;height:44px;margin:0 auto 5px;display:grid;place-items:center;
  color:var(--gold);font-size:30px;line-height:1;
}
.audience-card h3,.service-card h3{
  font-family:"Segoe UI",SegoeUI,Arial,sans-serif;
  text-transform:uppercase;font-size:13px;line-height:1.28;
  letter-spacing:.01em;text-align:center;margin:5px auto 12px;color:var(--navy);
}
.audience-card p{
  margin:0;font-size:14.2px;line-height:1.48;
  text-align:justify;text-justify:inter-word;color:var(--ink);
}
.bottom-zone{padding:18px 0 21px;background:var(--paper)}
.bottom-grid{display:grid;grid-template-columns:1.58fr .92fr;gap:0;border-top:1px solid var(--line)}
.services{
  display:grid;grid-template-columns:repeat(4,1fr);
  border-right:1px solid var(--line);padding-top:12px;
}
.service-card{padding:0 20px 0;border-right:1px solid var(--line);min-height:175px}
.service-card:last-child{border-right:0}
.service-card .icon{margin-bottom:0}
.service-card p{
  margin:0;font-size:13.35px;line-height:1.47;
  text-align:justify;text-justify:inter-word;color:var(--ink);
}
.founder{
  display:grid;grid-template-columns:175px 1fr;gap:28px;
  padding:16px 0 0 32px;
}
.founder-head{
  border-right:1px solid var(--gold);padding-right:22px;
}
.founder-head h2{
  margin:0 0 6px;font-family:Georgia,"Times New Roman",serif;
  font-size:25px;font-weight:500;color:var(--navy);
}
.founder-head .tag{
  margin:0;color:var(--gold);font-family:Georgia,"Times New Roman",serif;
  font-size:20px;line-height:1.33;font-style:italic;
}
.founder-copy p{
  margin:0 0 12px;font-size:14.2px;line-height:1.48;
  text-align:justify;text-justify:inter-word;
}
.cta{padding:14px 0 18px;background:var(--paper)}
.cta-row{
  display:grid;grid-template-columns:minmax(0,1fr) auto;gap:30px;
  align-items:center;max-width:1120px;
}
.cta h2{
  margin:0;color:var(--gold);font-family:Georgia,"Times New Roman",serif;
  font-weight:500;font-size:25px;line-height:1.15;
}
.cta p{margin:4px 0 0;font-size:13.7px;line-height:1.45}
.button{
  display:inline-flex;align-items:center;justify-content:center;text-decoration:none;
  padding:13px 20px;min-height:45px;background:var(--gold);color:#fff;
  font-weight:650;font-size:13px;white-space:nowrap;border:0;
}
.footer{
  background:var(--navy);color:#cfd7df;padding:14px 0;
  font-size:11.5px;
}
.footer-row{display:flex;justify-content:space-between;gap:40px;align-items:center}
.footer a{color:#fff;text-decoration:none}
.footer-links{display:flex;gap:18px;white-space:nowrap}

/* Framework page */
.page-hero{padding:58px 0 42px;background:var(--cream)}
.page-hero h1{
  font-family:Georgia,"Times New Roman",serif;font-size:50px;font-weight:500;
  margin:0 0 12px;color:var(--navy)
}
.page-hero p{max-width:860px;text-align:justify;margin:0;font-size:16px}
.framework-public{padding:42px 0 54px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.step{padding:28px 22px;border-right:1px solid var(--line)}
.step:last-child{border-right:0}
.step span{font-size:12px;color:var(--gold);font-weight:700}
.step h2{font-family:Georgia,serif;font-size:24px;margin:12px 0 10px}
.step p{text-align:justify;font-size:14px;margin:0}
.framework-note{max-width:900px;margin:38px auto 0;border-left:3px solid var(--gold);padding-left:22px}
.framework-note p{text-align:justify;margin:0}

/* legal */
.legal{padding:54px 0}
.legal h1{font-family:Georgia,serif;color:var(--navy);font-weight:500}
.legal h2{font-size:18px;margin-top:28px}
.legal p{max-width:980px;text-align:justify}

@media(max-width:1180px){
  .nav{gap:18px}
  .nav-cta{display:none}
  .bottom-grid{grid-template-columns:1fr}
  .services{border-right:0}
  .founder{border-top:1px solid var(--line);padding:22px 0 0;margin-top:18px}
}
@media(max-width:920px){
  .container{width:min(var(--max),calc(100% - 36px))}
  .nav-toggle{display:block}
  .nav{
    display:none;position:absolute;top:76px;left:18px;right:18px;background:var(--navy);
    flex-direction:column;align-items:flex-start;padding:20px;border:1px solid rgba(255,255,255,.15)
  }
  .nav.open{display:flex}
  .brand-full{display:none}
  .brand-divider{display:none}
  .why-grid{grid-template-columns:1fr;gap:14px}
  .audience-grid{grid-template-columns:repeat(2,1fr)}
  .audience-card:nth-child(2){border-right:0}
  .audience-card{border-bottom:1px solid var(--line);padding:18px 24px}
  .services{grid-template-columns:repeat(2,1fr)}
  .service-card{padding:18px 24px;border-bottom:1px solid var(--line)}
  .service-card:nth-child(2){border-right:0}
  .founder{grid-template-columns:1fr}
  .founder-head{border-right:0;border-bottom:1px solid var(--gold);padding:0 0 14px}
  .cta-row{grid-template-columns:1fr}
  .footer-row{flex-direction:column;align-items:flex-start}
  .steps{grid-template-columns:1fr}
  .step{border-right:0;border-bottom:1px solid var(--line)}
}
@media(max-width:600px){
  :root{--body:15px}
  .container{width:calc(100% - 28px)}
  .brand-ifcg{font-size:37px}
  .hero{min-height:300px;background-position:58% center}
  .hero::after{background:linear-gradient(90deg,rgba(255,255,255,.92),rgba(255,255,255,.3) 70%,rgba(255,255,255,.06))}
  .hero-inner{padding-top:36px}
  .hero h1{font-size:42px;max-width:330px}
  .section{padding:25px 0}
  .independence h2{font-size:26px}
  .independence p{font-size:14px}
  .audience-grid,.services{grid-template-columns:1fr}
  .audience-card,.service-card{border-right:0!important}
  .copy,.audience-card p,.service-card p,.founder-copy p{text-align:left}
  .page-hero h1{font-size:40px}
}

.icon svg{
  width:42px;height:42px;
  fill:none;stroke:currentColor;stroke-width:2.15;
  stroke-linecap:round;stroke-linejoin:round;
}
.page-section{padding:42px 0 48px}
.page-section .center-head{margin-bottom:28px}
.page-service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.page-service-grid .service-card{min-height:235px;padding:28px 28px 26px}
.page-audience-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.page-audience-grid .audience-card{padding:28px 32px;min-height:240px}
.founder-full{
  display:grid;grid-template-columns:.72fr 1.28fr;gap:54px;
  padding:54px 0 58px;align-items:start
}
.founder-full .founder-head{
  border-right:1px solid var(--gold);padding:4px 36px 4px 0
}
.founder-full .founder-head h1{
  margin:0 0 12px;font-family:Georgia,"Times New Roman",serif;
  color:var(--navy);font-size:46px;font-weight:500
}
.founder-full .founder-head .tag{
  margin:0;color:var(--gold);font-family:Georgia,"Times New Roman",serif;
  font-size:28px;line-height:1.35;font-style:italic
}
.founder-full .founder-copy p{
  margin:0 0 20px;font-size:16px;line-height:1.65;text-align:justify;text-justify:inter-word
}
.legal-note{font-size:13px;color:var(--slate)}
.footer-links a{border-bottom:1px solid transparent}
.footer-links a:hover{border-bottom-color:#fff}
@media(max-width:920px){
  .page-service-grid,.page-audience-grid{grid-template-columns:repeat(2,1fr)}
  .page-service-grid .service-card:nth-child(2),.page-audience-grid .audience-card:nth-child(2){border-right:0}
  .founder-full{grid-template-columns:1fr}
  .founder-full .founder-head{border-right:0;border-bottom:1px solid var(--gold);padding:0 0 22px}
}
@media(max-width:600px){
  .page-service-grid,.page-audience-grid{grid-template-columns:1fr}
  .founder-full .founder-head h1{font-size:38px}
  .founder-full .founder-head .tag{font-size:24px}
  .founder-full .founder-copy p{text-align:left}
}